Peace of mind just a click away
Cover what matters most to you with our affordable and transparent offers, and in case of a claim, get a refund in a wink of an eye!
You're in good hands
Transparency
Clear and easy to understand contracts, with no hidden costs or fine print. Insure what matters to you in just a few clicks
Simplicity
You want to file a problem with your home or your pet? Through our app you are reimbursed before you even say "wow".
Accessibility
Always at your side: our customer care team is available to answer all your questions 7d/7 even on Sundays.
You can count on us
to get an answer on the chat, 7d/7
of valuables covered
Refunded twice as fast thanks to our network
of average savings per year
Your pets are in good hands with us
Look how cute our furry policyholders are! Become part of the family and share your pictures with #LukoFurmily (the pets of Luko employees are also insured with Luko)
Artsy
Mowglie
Hippy
March
Pongo
Malo
Fox
Cream
Gribouille
MioHistorical experts and professionals by our side
Luko is a certified B Corp. This certificate measures the company's overall social, environmental and economic performance, focusing primarily on public transparency and legal accountability.
Luko’s insurer is Berlin-based Luko Insurance AG, a P&C insurance company supervised by German regulator BaFin.
Luko is reinsured by Munich Re, SCOR and Canada Life Re - the three biggest reinsurers in the world which work with all great insurance brands.